Services
Mortgage Loans
Home Loans
Let´s Talk About Your New Home
While purchasing a new home is exciting, you must be prepared. Ensuring your finances are arranged is the first step. Unfortunately, many unprepared buyers have lost a ‘dream’ home or property because they did not have immediate access to finance or could not access the amount they anticipated or required.
Ensuring your finance is ‘ready to go’ means you are clear about your financial parameters. Knowing your financial position places you in good stead for negotiations; clarity typically results in successful outcomes.
Monetta Financial Services helps you:
- Find out how much you can borrow
- Apply for a home loan pre-approval
- Arrange finance before selling your existing home
- Organise a deposit, including deposit bonds
- Take advantage of the First Home Owner’s Grant and other first home buyer assistance
Refinance Home Loan
Time To Lock In The Low Interest Rates
A range of Are you getting the best mortgage deal available?
Have you considered locking in your interest rates before they rise? That’s just one of the many options available to help you save money, pay your loan off quicker, and have greater financial control.
Our specialists can help you explore options, including:
- refinance to enjoy a lower interest rate. Many have saved thousands in interest over the life of their current mortgage loan
- refinance to borrow more money
- switch to a more suitable loan type or
- access features like an offset account.
Investment Loans
Looking To Invest In The Property Market?
Post-COVID, the borders are open. A growing population means development and consolidation, which makes investing in real estate a potentially lucrative venture. An investment property is a long-term strategy that generates income and provides significant profit as the value of the property increases.
Partnering with Monetta Financial Services ensures your strategy will be backed by a financial product that suits your goals and needs, whether you want to purchase your first investment property or add to an established portfolio.
Construction Home Loan
Plan to build your dream home?
A construction home loan helps relieve the stress of financing your dream home build. A construction home loan is a type of mortgage designed to enable you to build your new home, to your specifications.
Please talk with us to determine the best options to suit your requirements, such as buying a house and land package.